The actual cost of dental insurance may differ depending on whether or not you purchase your insurance through your employer or an insurance marketplace. According to Money Under 30, the average American pays about $360 a year for dental insurance. They also say that
“Most plans come with a maximum annual benefit or coverage limit. This limit usually falls between $1,000 and $2,000. Unlike medical insurance, which covers costs after your bills reach the amount of your deductible, dental insurance cuts off coverage after your bills reach the annual limit. You pay any additional costs out of pocket…Only 2 to 4 percent of Americans will exhaust their maximum benefit annually, so you may not exceed your coverage limit. It’s more likely if you need a procedure like a root canal or a crown.”
While it’s important to consider the upfront cost of insurance, it’s also important to consider the overall cost with insurance. How much will having insurance save you in the long run? Are there other options for you to consider? Here, we’ll explore the upfront and overall costs of dental insurance as well as an option for those without insurance.
The Top 7 Providers & Their Costs
When you start looking at insurance plans, you’re going to come across a lot of overwhelming information. There’s a lot to consider—monthly cost, type of coverage, and deductible. Investopedia has broken down each of the top seven providers as well as all of the pros and cons you should consider. The following chart is our summary of what they have to say about these providers:
Who is the Most Affordable Dental Insurance Provider in Your Area
There are so many options when it comes to finding the right dental insurance provider for you. Thankfully, eHealth has a really cool tool that allows you to plug in your zip code to find the providers with the best plans for you to consider. You can check out the tool here.
Don’t Have Insurance?
At Genesis Dental, we understand that not everyone has dental insurance. After all, not every employer offers it as an insurance option. We care about your dental health, and so we want to make sure that you and your family can still access proper dental care even without insurance. That’s why we created our Loyalty Plan!
This Loyalty Plan allows you to get affordable dental AND orthodontic treatment. There is a cost, but it only costs $20 per person! This isn’t an insurance plan, but it can help you save hundreds of dollars for your family. Consider it discounted dental pricing. With our Loyalty Plan, you’ll get access to the following deals:
- $99 per visit for two dental exams and cleanings
- 35% off any dental treatments
- 25% off any orthodontic treatments
Sounds like a good plan? Contact a location near you to join our Genesis Dental family and sign up for the Loyalty Plan!
Disclaimer: All of the information in the post above is subject to change. Please make sure to confirm all financial numbers with each individual insurance provider.
Our Sister Practices
You can find Genesis Dental locations throughout Northern Utah and even one in Kansas. We also have several other practices that are part of our Genesis Dental family:
- District Orthodontics—locations in Murray and South Jordan, Utah
- Bright Smiles Dental in Tooele, Utah
- Central Ave Dental in Kansas City, Kansas
Our Loyalty Plan is available at all of these locations!